Paygiv offers a wide range of gift card options to purchase from the platform. Paygiv helps you earn cashback on all the purchases made by your gift card and you can choose to contribute the cash back completely to your preferred charity or a part of your earned cash back to the charity.
Paygiv helps the charity receive donations directly from the users based on the value and time period they have planned to donate. The gift cards purchased from Paygiv can be used online or in-person as well and it currently supports gift cards of 400+ leading brands in the US. The cashback earned can be converted to cash and used on the purchases.
The client is an NGO and wanted to create a platform that caters to provide mutual benefits to the Customers as well as NGO organizations.
The goal of the project was to develop a web application allowing users to purchase gift cards by making a payment using an integrated payment gateway. After purchasing a gift card, users are awarded with cashback points that will be stored in an e-wallet, at the same time the percentage of the amount will be donated to a non-governmental organization (NGO). In the application the user will have the preference to choose an NGO and depending on the user's selection the specific NGO will receive the percentage of the amount every time a gift card is purchased by the user.
The application also supports direct donation of funds to NGOs, the users will have to choose an NGO from the displayed list and be able enter the desired amount to donate. Users will have to select whether it is a one-time donation or is a recurring donation where funds will repeat every month based on the amount specified. By using an integrated payment gateway users will be able to make donations or purchase gift cards. The application uses a tilled payment gateway that offers making purchases using credit cards as well as directly through ACH bank transfers. The entire platform is managed by a backend administrator where percentage of cashback amount as well as NGO profit is configured.
The overall time frame took for the development of the project is 30 Weeks.
The main challenge we encountered during the development phase is we need to verify the registration of the user; we need to verify whether a user is an American or not.
Based on detailed research and analysis Zaigo suggested the client incorporate the “prove API”. The prove API verifies the registered information of the users and checks with the national database thus ensuring a registered user is a valid American citizen.
At Zaigo Infotech, we prioritize systematic workflow processes to ensure efficiency and deliver quality outcomes to our clients.
Prove API integration helped reduce registration of fraudulent accounts.
Using a tilled payment gateway the users can make payments through credit cards as well as directly through their ACH bank accounts.
Admin from the backend can dynamically percentage of cashbacks and profits that can be received by the NGO’s
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